:root{--stf-navy:#10243e;--stf-emerald:#078b77;--stf-mint:#e3f4f0;--stf-muted:#647a8c;--stf-border:#e5edf1;--stf-shadow:0 12px 42px rgba(9,38,56,.055)}
html{scroll-behavior:smooth;scroll-padding-top:90px}body{margin:0;color:var(--stf-navy);font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Inter,Arial,sans-serif;-webkit-font-smoothing:antialiased}*,*:before,*:after{box-sizing:border-box}img{max-width:100%;height:auto}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #35b9a9;outline-offset:4px}a{text-underline-offset:3px}.wp-site-blocks{overflow-x:clip}.wp-block-button__link{transition:background-color .15s,transform .15s}.wp-block-button__link:hover{background:#087361;transform:translateY(-1px)}.wp-block-button.is-style-outline .wp-block-button__link{border:1px solid #cfdee5;background:white;color:#174255;padding:12px 20px}.wp-block-button.is-style-outline .wp-block-button__link:hover{border-color:#078b77;background:#f7fbfa}
/* Header: lightweight, no external fonts, no custom navigation JS */
.stf-header-inner{padding:0 22px;background:rgba(255,255,255,.98);border-bottom:1px solid #eaf0f1;position:relative;z-index:10}
.stf-header-row{max-width:1220px!important;min-height:78px;gap:24px}.stf-brand{display:flex!important;gap:10px!important;align-items:center;flex-shrink:0}.stf-brand-title{margin:0;font-size:20px;font-weight:810;letter-spacing:-.055em;line-height:1.12}.stf-brand-title a{color:#10243e;text-decoration:none}.stf-logo img{object-fit:contain}.stf-navigation{font-size:13px;font-weight:650;color:#16314d;gap:14px}.stf-navigation .wp-block-navigation-item__content{padding:8px 7px}.stf-navigation a:hover{color:#078b77}.stf-small-cta .wp-block-button__link{font-size:13px;padding:11px 20px;border-radius:10px;white-space:nowrap}
/* Hero */
.stf-hero{background:linear-gradient(111deg,#fff 0%,#fff 42%,#f0faf7 72%,#f3f6f9 100%);border-bottom:1px solid #eef2f4;padding:54px 24px 24px;overflow:hidden}.stf-hero-inner{max-width:1220px!important}.stf-hero-columns{display:grid!important;grid-template-columns:minmax(0,1.25fr) minmax(0,.7fr) minmax(320px,.96fr);align-items:center;column-gap:0!important;min-height:465px}.stf-hero-columns>.wp-block-column{margin:0!important;min-width:0}.stf-hero-copy{position:relative;z-index:2;padding:15px 0 40px 8px}.stf-kicker{text-transform:uppercase;color:#068674!important;font-size:11px!important;letter-spacing:.22em;font-weight:830;line-height:1.7;margin:0 0 18px!important}.stf-hero-heading{font-size:clamp(42px,4vw,65px)!important;line-height:1.05!important;letter-spacing:-.055em!important;max-width:630px;margin:0 0 20px!important;font-weight:810!important}.stf-hero-subtitle{font-size:clamp(17px,1.5vw,21px)!important;line-height:1.5!important;max-width:435px;margin:0 0 26px!important}.stf-hero-buttons{display:flex;gap:12px!important;margin:0 0 31px!important}.stf-hero-buttons .wp-block-button__link{font-size:14px;min-height:49px;display:flex;align-items:center;justify-content:center}.stf-hero-highlights{font-size:12px!important;font-weight:650;color:#355367!important;margin:0!important;letter-spacing:.01em}.stf-hero-image-column{align-self:stretch!important;position:relative;z-index:1;overflow:visible;padding:0!important;margin-left:-45px!important;margin-right:-25px!important}.stf-hero-photo{height:100%;margin:0!important;overflow:hidden;mask-image:linear-gradient(to right,transparent 0%,black 14%,black 82%,transparent 100%);-webkit-mask-image:linear-gradient(to right,transparent 0%,black 14%,black 82%,transparent 100%)}.stf-hero-photo img{width:100%;height:100%;max-height:490px;object-fit:cover;object-position:center center;display:block}.stf-hero-selector-column{z-index:3;position:relative;align-self:center!important;margin-left:-9px!important}.stf-broker-note{font-size:11px!important;color:#6c7c8c!important;max-width:1100px;text-align:center;margin:15px auto 0!important}
/* Shared sections */
.stf-section-inner{max-width:1220px!important;padding:80px 24px}.stf-centered{text-align:center!important;margin-left:auto!important;margin-right:auto!important}.stf-section-heading{font-size:clamp(30px,3.1vw,44px)!important;letter-spacing:-.045em!important;line-height:1.13!important;margin-top:0!important;margin-bottom:18px!important}.stf-section-description{color:var(--stf-muted);max-width:590px;margin-bottom:35px!important;font-size:16px!important}.stf-card-heading{font-size:19px!important;line-height:1.2!important;margin:0 0 9px!important}.stf-card-copy{font-size:14px!important;line-height:1.65!important;color:#62798b!important;margin:0!important}
.stf-process{background:#fff}.stf-step-columns,.stf-benefit-columns{gap:22px!important;align-items:stretch}.stf-step-column,.stf-benefit-column{display:flex;min-width:0}.stf-step-card{background:#fff;border:1px solid #e3ebef;border-radius:18px;padding:28px 26px;box-shadow:var(--stf-shadow);width:100%;min-height:216px}.stf-step-number{width:40px;height:40px;display:grid;place-items:center;background:#ddf6ee;color:#078b77;border-radius:50%;font-weight:820;font-size:15px!important;margin:0 0 20px!important}.stf-value{background:#f6fafb}.stf-benefit-card{padding:28px 26px;background:#fff;border:1px solid #e6edef;border-radius:18px;width:100%;box-shadow:var(--stf-shadow);min-height:202px}.stf-benefit-icon{display:grid;width:46px;height:46px;place-items:center;font-size:23px!important;color:#078b77!important;background:#e3f4f0;border-radius:15px;margin:0 0 20px!important;font-weight:800}
/* Native details: editable Gutenberg blocks, zero accordion JS */
.stf-faq{background:#fff}.stf-faq-inner>.wp-block-columns{gap:55px!important;align-items:start}.stf-faq-inner>.wp-block-columns>.wp-block-column:first-child{padding-top:10px}.stf-faq-inner .stf-card-copy{margin:0 0 24px!important;max-width:410px}.stf-faq-item{margin:0 0 12px!important;border:1px solid #e3ebee;border-radius:12px;background:#fff;padding:18px 22px;transition:border-color .15s}.stf-faq-item[open]{border-color:#9cd4c8;background:#fafdff}.stf-faq-item summary{font-weight:720;cursor:pointer;list-style-position:outside;font-size:15px;line-height:1.5}.stf-faq-item p{font-size:14px;line-height:1.65;color:#5f7488;margin:14px 0 0!important}
/* Final conversion band */
.stf-cta{background:#fff;padding:0 24px 80px}.stf-cta-panel{border-radius:25px;background:radial-gradient(circle at 90% -10%,#1e9b8d 0,#0d726a 33%,#113f59 100%);max-width:1220px!important;text-align:center;padding:57px 24px!important;color:white;overflow:hidden}.stf-cta-kicker{color:#b3e5dc!important}.stf-cta-heading{font-size:clamp(30px,3vw,44px)!important;color:white!important;max-width:720px;margin:0 auto 14px!important}.stf-cta-desc{font-size:16px!important;color:#d7eae9!important;margin:0 auto 25px!important}.stf-cta-buttons{justify-content:center}.stf-cta-buttons .wp-block-button__link{background:#fff!important;color:#087361!important}.stf-cta-buttons .wp-block-button__link:hover{background:#e2faf4!important}
/* Standard pages and footer */
.stf-interior{padding:60px 22px 100px;min-height:55vh}.stf-interior-title{font-size:clamp(33px,4vw,49px)!important;margin-bottom:32px}.stf-interior p{line-height:1.75}.stf-footer-wrap{padding:58px 24px 26px;background:#10243e;color:#dce8ec}.stf-footer-grid{max-width:1220px!important;gap:45px!important}.stf-footer-grid h3,.stf-footer-grid h4{color:#fff!important;font-size:18px!important;margin:0 0 14px!important}.stf-footer-grid p{font-size:13px!important;color:#d1dfe6!important;line-height:1.9;margin:0!important}.stf-footer-grid a,.stf-footer-bottom a{color:#d1e8e6;text-decoration:none}.stf-footer-grid a:hover,.stf-footer-bottom a:hover{text-decoration:underline;color:#fff}.stf-footer-rule{margin:38px auto 22px!important;max-width:1220px!important;border-color:#426071!important}.stf-footer-bottom{max-width:1220px!important;gap:15px!important}.stf-footer-bottom p{font-size:11px!important;color:#9bb1bd;margin:0!important}
@media(min-width:1350px){.stf-hero{padding-top:76px}.stf-hero-columns{min-height:510px}}
@media(max-width:1130px){.stf-hero-columns{grid-template-columns:minmax(0,1fr) minmax(335px,.86fr);gap:44px!important}.stf-hero-image-column{display:none!important}.stf-hero-copy{padding:20px 0}.stf-hero-selector-column{margin:0!important}.stf-hero-heading{font-size:clamp(40px,5vw,58px)!important}.stf-navigation{font-size:12px}.stf-navigation .wp-block-navigation-item__content{padding:7px 3px}}
@media(max-width:781px){html{scroll-padding-top:70px}.stf-header-inner{padding:0 17px}.stf-header-row{min-height:67px}.stf-brand-title{font-size:19px}.stf-header-apply{display:none!important}.stf-navigation{margin-left:auto}.stf-hero{padding:37px 18px 23px}.stf-hero-columns{display:flex!important;flex-direction:column;gap:22px!important;align-items:stretch}.stf-hero-copy{padding:0!important}.stf-hero-heading{font-size:clamp(37px,8vw,48px)!important;max-width:590px;margin-bottom:13px!important}.stf-hero-subtitle{font-size:16px!important;max-width:590px;margin-bottom:19px!important}.stf-kicker{font-size:10px!important;margin:0 0 12px!important}.stf-hero-buttons{display:none!important}.stf-hero-highlights{display:none}.stf-hero-selector-column{width:100%;max-width:520px;align-self:center!important;margin:0!important}.stf-broker-note{line-height:1.6;text-align:left;margin:17px 0 0!important}.stf-section-inner{padding:57px 18px}.stf-section-heading{font-size:31px!important}.stf-step-columns,.stf-benefit-columns{display:grid!important;grid-template-columns:1fr;gap:13px!important}.stf-step-card,.stf-benefit-card{min-height:0;padding:24px}.stf-step-number,.stf-benefit-icon{margin-bottom:13px!important}.stf-card-heading{font-size:17px!important}.stf-faq-inner>.wp-block-columns{display:grid!important;grid-template-columns:1fr;gap:20px!important}.stf-cta{padding:0 16px 54px}.stf-cta-panel{padding:42px 18px!important;border-radius:20px}.stf-cta-heading{font-size:30px!important}.stf-footer-wrap{padding:45px 22px 105px}.stf-footer-grid{display:grid!important;grid-template-columns:1fr;gap:24px!important}.stf-footer-grid>.wp-block-column{flex-basis:auto!important}.stf-footer-bottom{align-items:start!important;gap:10px!important}.stf-interior{padding:36px 19px 110px}.stf-interior-title{font-size:34px!important}}
@media(min-width:600px) and (max-width:781px){.stf-benefit-columns{grid-template-columns:repeat(2,minmax(0,1fr))!important}.stf-step-columns{grid-template-columns:repeat(3,minmax(0,1fr))!important}.stf-step-card{padding:18px}}
@media(max-width:360px){.stf-hero-heading{font-size:35px!important}.stf-hero{padding-left:14px;padding-right:14px}.stf-faq-item{padding:15px}.stf-brand-title{font-size:17px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important}}